Welcome to FTM Associates' web site.
Please take a few minutes to read this notice carefully as it regulates your use of this site and all materials within it.
FTM Associates, Inc. reserves the right to make changes to this site, its notices and policies without notice.

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The contents of this site are prepared or authorized by FTM Associates, Inc. (the Group) and access to and use of this site are subject to the following terms and conditions.

Copyright
Copyright © FTM Associates, Inc. 2007. All rights reserved. All copyright and other intellectual property rights in all text, images, sound, software and other materials on this site are owned by the Group and affiliated companies or are included with permission of the relevant owners. References to affiliates or associates shall include all members of FTM Associates, Inc.

The material of this site may not be modified or incorporated in any other work, publication or site without the prior written agreement of the Group, affiliates or associates.

Trade Marks
All trademarks displayed on this site are owned by the Group, its affiliates or associates.

Contents
The information and material contained in this site are for general references only. The Group disclaims any warranty or representation of any kind, express or implied, as to any matter whatsoever relating to this site or any Linked Site. The Group shall accept no responsibility or liability in respect of any loss or damages howsoever arising herein.

Use of or visit to this site does not constitute an offer of goods and services by the Group. Goods and services may only be available in certain countries and any offer to purchase goods or to retain services from the Group are subject to acceptance by the Group and in accordance with specific terms and conditions on which they are offered. Prices, specials, and features subject to change without notice.

Linked Sites
The linking of third party websites to this site does not indicate any association with or endorsement by the Group. The Group does not assume responsibility or liability of any nature whatsoever for the activities conducted or information contained in the third party websites.

Communications Policy
Other than personal information, the Group shall be free to reproduce, use, disclose and distribute your communications to others and to use any ideas, concepts, know-how or techniques contained in those communications for any purpose whatsoever. Communications includes but not limited to feedback, questions, comments, suggestions and the like.

Data Protection and Privacy Policy
This Policy relates to the data that you have voluntarily supplied to us. Your data will be treated in the strictest confidence and will only be retained for so long as it is necessary, required by law or be destroyed when requested by you.

Your data will be managed by our Management Team who will be happy to answer any concerns or queries you may have relating to the use or storage of your personal or business information. You have the right to access such data and to require a correction to any data which is incorrect. Our Management Team can be contacted by telephoning or emailing our corporate office and/or webmaster.

In managing your data, please note that the information so provided by you may be used for any of the following purposes:

• for which it was collected
• for providing and promoting our services or products
• for market surveys
• for considering your request or application of any nature
• for advising or updating you of our services or products or any other information
• for maintaining a credit history of you
• for updating and enhancing our records
• for all purposes relating thereto

The data which you have provided to us may be transferred within the companies of the Group in any jurisdiction, and to outside parties including legal and financial advisers, third party service providers, or referees referred by you.

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